|
Greetings, good people. Please pardon me if this is a somewhat odd
request for the newsgroup but I am at my wit's end with the mortgage
company from hell.
The branch I'm dealing with was once the San Diego office of Advanta
Mortgage and the same clowns are still servicing my first mortgage.
In the last 5 years we have about 25 violations of RESPA where Chase just
ignores our inquiry, unwarranted "placed insurance," extortion of extra
monthly payments under threat of foreclosure, false reporting to the
credit bureaues in order to keep us captive at 9% interest.
Last winter I filed an action in court, in Pro Per, to stop this constant
harrassment. We have a lot of equity in this house and believe they are
trying to foreclose, for the third time, just ot get out equity. They've
even filed foreclosure over a disputed late charge and ignored my
certified mailings and canceled checks. On the even of trial they agreed
to binding arbitration then drag their feet for 7 months. Finally I filed
binding arbitration myself and we now wait for the arbitration date.
In the meantime the damage they've done to my credit has caused me to lose
one income property and is now about to lose me a second. Evidenty
Mortgage companies fall between the administrative cracks, state banking
regulators cannot regulate interstaet mortgage companies, individual
instances like this are beneath the notice of the Office of the
Comptroller of the Currency, my representative is not any help and I do not
have the cash to pay for an attorney.
Who controls these predators? Google lists a lot of others (without
contact information) who have essentially identical problems with Chase
Manhattan Mortgage. How does one begin a class actions suit or get a
regulator involved? If my case is as common as it appears then Chase is
extorting millions in unearned feeds every year.
Please reply with your circumstances to the email address below. If
enough people respond I will put the complaints up for others to see with
your personal info confidential unless given permission to share.
Thanks for your time, I won't begin another thread on the subject but will
respond here or in private.
-- Regards, Curly
------------------------------------------------------------------------
http://www.curlysurmudgeon.com/blog curly@curlysurmudgeon.com
------------------------------------------------------------------------
|
|
Chase Manhattan Mortgage
