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> >> maintenance fees. Please propose an alternative mechanism that forces
> >> unit owners to pay their dues.
> >
> > A simple small claims suit of the HOA against a homeowner, or if the
> > amount is too much, a civil case in district court, just like any other
> > monetary dispute.
>
> What if that person cannot afford to pay? He gets off the hook and everyone
> else foots the bill for his portion of the services?
What makes you think that someone's home should be the magic piece of
property that an HOA can take? Except for one's mortgage, which is
directly related to owning the house, there shouldn't be any other
reason that an unrelated company should be able to foreclose on you.
You go and buy a bunch of stuff from BestBuy and do not pay your credit
card bill, they do not foreclose on your house. They take back the
stuff you bought from them. An HOA can work the same way: You do not
pay, you do not get the services. If an HOA finds itself in a position
that eliminating it's services from a homeowner doesn't have an impact,
perhaps the HOA better rethink what it's spending the owner's money on.
> BTW, in New Jersey it is very difficult to foreclose somebody. A judge is
> always involved and the homeowner seems to always get lots of chances to pay
> the bill. And if they cannot afford it, they have a long time to sell the
> house, repay the HOA, and move somewhere he can afford. What's so wrong
> with this?
Because it's ridiculous that one can foreclose on a $200k+ house for a
$500 bill.
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Re: Help Stop HOA Madness
