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"Jeff Strickland" <crwlr@yahoo.com> wrote in message
news:SvmdnQHLoYZNuNXZRVn-pA@ez2.net...
>
> "$cott" <ezmortgageloanz@aol.com> wrote in message
> news:1145432026.203319.84670@u72g2000cwu.googlegroups.com...
>>> It is odd that you are so poor and have such a good FICO score.
>>
>> Income and assets are not used to calculate credit scores, timely
>> payments and low balances do.
>>
>
> I know that, but as a general rule, people with low incomes also have low
> FICO scores. Obviously, this rule of thumb isn't set in stone. The idea
> is that life costs money, and if one hasn't got the cash, they use credit.
> Excessive credit drives scores down. Certainly, one can go through life
> without using credit, or using credit well, and this is reflected in high
> scores without regard to the income.
>
>
>Dave Ramsey says he has no FICO score because he does not "buy" on credit,
>he pays cash for everything, therefore no debt to track and rate.
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Re: Ping or Calling Jeff Strickland Please Help
