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"Regal53" <ramon_galvis@bellsouth.net> wrote in message
news:qKe2g.6293$t61.2034@bignews6.bellsouth.net...
>
> "Jeff Strickland" <crwlr@yahoo.com> wrote in message
> news:SvmdnQHLoYZNuNXZRVn-pA@ez2.net...
>>
>> "$cott" <ezmortgageloanz@aol.com> wrote in message
>> news:1145432026.203319.84670@u72g2000cwu.googlegroups.com...
>>>> It is odd that you are so poor and have such a good FICO score.
>>>
>>> Income and assets are not used to calculate credit scores, timely
>>> payments and low balances do.
>>>
>>
>> I know that, but as a general rule, people with low incomes also have low
>> FICO scores. Obviously, this rule of thumb isn't set in stone. The idea
>> is that life costs money, and if one hasn't got the cash, they use
>> credit. Excessive credit drives scores down. Certainly, one can go
>> through life without using credit, or using credit well, and this is
>> reflected in high scores without regard to the income.
>>
>>
>>Dave Ramsey says he has no FICO score because he does not "buy" on credit,
>>he pays cash for everything, therefore no debt to track and rate.
>
>
Who's Dave? The OP is a guy named Bill, that says his FICO is 850. Assuming
he is correct, he must use credit, and use it well.
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Re: Ping or Calling Jeff Strickland Please Help
