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DG wrote:
> Travis, do some research into the types of legislation that the CAI
> supports and the type that they oppose. In my state, they oppose
> closing a loophole that allows foreclosures for fines and fees, which
> is protected under the property code. No big deal, right? Well
> consider that HOA boards have no supervision and are not accountable
> to anyone. They can do whatever they want and are legally indemnified
> doing it. What do you think happends if one of those board members,
> out of thousands, decides to pursue a personal issue with a home
> owner? What if that HOA allows for non-judicial foreclsoure? The
> board can take the house and it'll never go in front of a court
> unless the home owner has deep enough pockets to afford a good
> lawyer. If you think I am a nutty pro-homeower's-rights person... I
> was on my HOAs board until just recently!
Thanks for the balanced comments, DG.
I am not pro or con CAI, as far as I am concerned they are just another
lobby group and of course they should and will be working in favor of
the interests of their membership. My community's association is not a
member of the CAI, and I would never recommend that we consider joining
them.
Our Board is supervised by the homeowner's in our development; we do not
have a foreclosure option in our CC&R and have no interest in having
one. Our only means of enforcement of CC&Rs is judicial process, and
we've only used that once in 40 years. We have had a few stragglers who
do not pay their assessments, the remedy for that is to file a lien
against the property. The association eventually collects when the
property is sold.
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